Health Insurance Calculator
Compare ICHRA, Level-Funded & PEO alternatives to your group plan renewal. The health insruance calculator should only be used as a guide to measure hypothetical savings and costs.
Current Group Plan
Enter your renewal information
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Cost Comparison Results
Annual cost analysis and savings potential
Current Renewal Cost
$596,400
Your baseline after renewal increase
ICHRA Model
$378,000
Save $218,400
36.6%
Level-Funded Model
$445,200
Save $151,200
25.4%
PEO Model
$532,000
Save $64,400
10.8%
| Model | Annual Cost | Savings | Savings % |
|---|---|---|---|
| Current Group Plan | $596,400 | — | — |
| ICHRA | $378,000 | $218,400 | 36.6% |
| Level-Funded | $445,200 | $151,200 | 25.4% |
| PEO | $532,000 | $64,400 | 10.8% |
💡 Recommendation
Based on your inputs, ICHRA offers the best cost savings at 36.6% reduction ($218,400 annually).
- Request quotes from 2-3 ICHRA providers
- Assess your state's individual marketplace quality
- Plan for 6-month transition timeline
Get a benefits recommendation that actually fits your company.
Answer a few questions about your team and goals, and we’ll help you compare your best options with clear guidance and no sales pressure.